The idea of “checkups” might take you back to the pediatrician’s office. But we’re doing it a little differently here at The Establishment with our educators through MassMutual New York State. Because no matter how much help you need to get on your way, a painless (and free!) 30-minute financial checkup is a great place to start.

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HOW IT WORKS

Through MassMutual New York State, our educators from The Establishment will sit down with you in a no-pressure setting to talk about your goals and current financial picture.

 

WHAT WE’LL CHAT ABOUT

All things financial are fair game—from student loans and retirement planning to paying down debt and planning to buy your first home. If a topic gets money on your mind, we’re ready to talk about it.

 

WHO YOU’LL MEET WITH

We get it: it’s not always easy to talk about money. But our advisors have seen it all, and are ready to help you get a handle on money need-to-knows—and even have some fun along the way.

 

READY TO GET FINANCIAL?

Schedule your checkup with one of our advisors below.

 

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Joe Bianchi

jbianchi@theestablishmentnys.com
585.399.8346

my story

Once I left the automotive industry and started in the financial services business 13 years ago, I knew I wanted to stay. Helping people create a financial roadmap to plan for the future and watching them get a sense of security in knowing they are going to be all right is a great reward. It’s very important for me to make a difference in someone’s life – even someone I don’t know.

When I’m not dispelling many of the financial misconceptions people have, I enjoy golfing, vacationing with my wife, and playing with my dogs. I was born in Illion, NY and raised for most on my life in Greece, NY. I love the relatively short commutes wherever traveling in Rochester, where people enjoy a lower cost of living over other major cities.

You should know

I’ve been married 13 years. My wife is a Speech Language Pathologist and I’m very proud of the work she does and the difference she makes.

fun facts

Hidden talent

I can juggle

Happy hour order

Wine

Dream destination

Italy

When I was 10, I wanted to a

A professional athlete

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Sarah Blankenship

sblankenship@TheEstablishmentNYS.com
716.417.1668

my story

The way I live my life—never wanting to miss out on anything—feeds right into the way I help people learn about finances. Peace of mind should come first, so when it comes to helping people learn about the financial world, I sweat the details.

You never know what's going to give you the wake up call that you're an adult and need to get smart about money (for me, it was buying a toaster for the first time!), so I'm ready to educate people, no matter where they are in the process.

Like lots of people my age, I’m pretty busy outside of work—from holding a Tae Kwon Do black belt to holding office as president of the Western New York Charter Chapter of the American Business Women’s Association—so I get that it can be hard to make the time to talk about money. But I think once millennials start learning more, they’ll see it’s well worth it.

You should know

Chef and entertainer at heart. North Buffalo runner. Believer in living for today and planning for tomorrow.

fun facts

Favorite wine

Mark West Pinot Noir

On the bucket list

Hit every island in the Beach Boys’ “Kokomo”

Morning must-have

Lots (and lots) of coffee

Favorite restaurant

Woo Chon Korea House in Williamsville

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Jim Ferrari

jferrari@TheEstablishmentNYS.com
585.399.8311

my story

Everything I do is for my family. So after 24 years in the restaurant and foodservice industry, I went into financial services because it offered flexibility for family and the freedom to build my own business. The field is so rich, it can be a challenge staying focused on just one thing at a time.

Over a decade later, I still enjoy seeing my clients and team reach and exceed their goals. I feel rewarded knowing I was there to coach them along their way to success.

Outside of work, I love to cook and build/fix things. Remodeling and fine woodworking is another passion of mine, which I did professionally. I can build custom doors and moldings in my own shop. Beyond that, I like spending time with my family and attending my kids’ sporting events.

Originally from Walworth, I live in the Rochester area simply because everything is 20 minutes away and my family is here.

You should know

Past president for the National Center for Missing & Exploited Children. Been on the board for six years.

fun facts

Song that never gets old

“You’ve Got a Friend” by James Taylor

Favorite restaurant

McCann’s Local Meats

Drink of choice

Amber lager, nothing too hoppy

Wish I knew more about:

As a father of two... the teenage mind

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Julie Haers

jhaers@TheEstablishmentNYS.com
585.703.0245

my story

In 2014, my lifelong friend challenged me to stop playing it safe; she urged me to pursue my dream of owning my own business and truly helping individuals and business owners through life’s many twists and turns. On a leap of faith and with tremendous determination to make a difference in the lives of others, I started this journey in financial services. I’ve never looked back.

A lot of people think that financial professionals are motivated by money – most of us truly love helping others succeed. I am passionate about helping people solve their financial issues. For example, it gave me tremendous joy when I was able to help a client avoid foreclosure on her home.

I am especially passionate about helping women with their money questions and concerns; I founded a Rochester–based group called EVOLVE. We offer fun, quarterly educational workshops and events.

I was born and raised in Rochester, and I love living in the nearby town of Perinton, NY, where I spend time with family; we frequently work out together and are big travelers, exploring the US and the Caribbean.

You should know

Coffee is my go-to beverage; caffeine and I are old friends. If I weren’t a financial professional, I’d be a motivational speaker and trainer. I recommend that everyone read Gabrielle Bernstein’s “The Universe Has Your Back.” It really resonates with my philosophy.

fun facts

Song that never gets old

“Every Day I’m Hustlin’”

Guilty pleasure

Chocolate

Bucket list destination

Fiji

Wish I knew

How to speak Italian

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Ryan McNulty, MBA

rmcnulty@TheEstablishmentNYS.com
716-817-6659

my story

I got into the financial services industry simply because I was interested and curious to see how it all worked. I've come to find out there is a huge financial knowledge gap for all generations. I see myself as an intermediary between people and the finance world.

I didn't start out in the financial planning field. My undergraduate degree is in hospitality. Right after undergrad, I moved to Aspen, Colorado. For a year I spent my days working and skiing. I returned to good ol' Buffalo to get my MBA.

Buffalo is amazing because of the culture. When I am out of town and meet someone who is also from my home town the connection is instant. The sense of community is what I appreciate most about this city. We're all on the same team.

 

You should know

Lover of golf and all things sports. IPA enthusiast. Set out to treat everyone with respect, courtesy and empathy.

fun facts

Favorite Show

The Office

Bucket List Item

Road trip throughout entire US

Best Book

Nudge

Travel Destination of Choice

Anywhere with a nice golf course

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Eric Palumbo

epalumbo@TheEstablishmentNYS.com
585.399.8365

my story

Failing to plan is planning to fail. That’s my mantra. I saw the effects bad planning can have on people and that is what led me to a career as a financial professional about 10 years ago.

Unlike most of the educators at The Establishment, I am based out of Rochester, New York and I am stoked to help take this program “on the road” to educate individuals here in our community.

What do I love most about my job? Getting to build relationship with all sorts of people from different walks of life and helping them get a handle on their financial future.

I am proud to call Rochester home where I live with my wife Jen and our daughter, Francesca.

You should know

Adventure seeker and self-proclaimed bourbon snob. Find me in summer enjoying some down time in the beautiful Finger Lakes.

fun facts

Super power of choice

Flying

Would like to learn more about

Being "handy"

Binge worthy

Chester Cab deep dish pizza

Would order this at the bar

Bourbon

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Ray Pavicich, CLU, CFP

rpavicich@TheEstablishmentNYS.com
716.276.1174

my story

Sure, I'm a financial advisor in my day-to-day life. But I'm also a Russian literature fiend, travel junkie, and unintentional beer snob when I'm outside the office. There's always more to learn, and I think working to be successful while still staying true to myself and my interests is something I share with other millennials out there.

There are strategies out there that work for everyone—and by acquainting yourself with all the information and resources available out there, you can figure out the right tools for your particular situation, financial or otherwise.

Even though I've been all over the world (and even lived abroad), I'm thrilled to call Western New York home—especially West Seneca, where I live with my wife Gina and our sons, Ray and Frankie.

You should know

‘90s hip hop aficionado. Accomplished artist and poet in my spare time. Committed to anticipating what can go wrong so I can take advantage of what can go right.

fun facts

Guilty pleasure

BBQ chicken wings

Hidden talent

Sick culinary instincts

Favorite international city

Budapest or Moscow

Humblebrag

Fulbright Scholar

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Derek Szczupakowski

dszczupakowski@TheEstablishmentNYS.com
716.817.6667

my story

My life in Buffalo started with a Finance concentration within the bachelors of Business Management program at UB. I was hired during my senior year of college, and I've found my home here at MassMutual New York State. I loved the city so much I never left.

It’s hard to consider your financial future now when you think time is on your side. But, there is no better time than now to get serious about your money. The most rewarding part of my job is knowing that the work that I do makes a dramatic impact on the lives of others.

This career keeps me busy; no two days are ever alike. In my free time I am actively involved with the Alzheimer’s Association here in Buffalo. I am an avid golfer, bowler, and Bills fan. In Western New York those are all seasonal things, so it tends to keep me busy all year round!

I am happy to call Williamsville home with my wife Jackie and our son, Jude who we recently welcomed into the world. Seeing the resurgence in the city, and the pride of my fellow Buffalonians has been an amazing experience. Buffalo is everything I could want from a city and more!

You should know

Find me relaxing after a round of golf with a Vodka Gimlet. Committed to helping people plan for the future they want.

fun facts

Song that never gets old:

In My Life by The Beatles

Can't live without:

My wife and kids

Most used emoji:

:)

Favorite book:

The Stand by Stephen King