The idea of “checkups” might take you back to the pediatrician’s office. But we’re doing it a little differently here at The Establishment with our educators through MassMutual New York State. Because no matter how much help you need to get on your way, a painless (and free!) 30-minute financial checkup is a great place to start.



Through MassMutual New York State, our educators from The Establishment will sit down with you in a no-pressure setting to talk about your goals and current financial picture.



All things financial are fair game—from student loans and retirement planning to paying down debt and planning to buy your first home. If a topic gets money on your mind, we’re ready to talk about it.



We get it: it’s not always easy to talk about money. But our advisors have seen it all, and are ready to help you get a handle on money need-to-knows—and even have some fun along the way.



Schedule your checkup with one of our advisors below.



Sarah Blankenship

my story

The way I live my life—never wanting to miss out on anything—feeds right into the way I help people learn about finances. Peace of mind should come first, so when it comes to helping people learn about the financial world, I sweat the details.

You never know what's going to give you the wake up call that you're an adult and need to get smart about money (for me, it was buying a toaster for the first time!), so I'm ready to educate people, no matter where they are in the process.

Like lots of people my age, I’m pretty busy outside of work—from holding a Tae Kwon Do black belt to holding office as president of the Western New York Charter Chapter of the American Business Women’s Association—so I get that it can be hard to make the time to talk about money. But I think once millennials start learning more, they’ll see it’s well worth it.

You should know

Chef and entertainer at heart. North Buffalo runner. Believer in living for today and planning for tomorrow.

fun facts

Favorite wine

Mark West Pinot Noir

On the bucket list

Hit every island in the Beach Boys’ “Kokomo”

Morning must-have

Lots (and lots) of coffee

Favorite restaurant

Woo Chon Korea House in Williamsville


Austin Blujus

my story

It all started when I was an intern with MassMutual New York State during my junior and senior years studying pre-law at UB. I decided to make the leap to become a financial advisor, ditched the law school applications, and the rest is history.

One of the best parts of my gig? Helping people everyday at all different stages of their life gain control, set goals, and make plans to better their personal and financial futures. It's never too early, or for that matter too late to start... Your future self will thank you!

I grew up in Amherst with a big (crazy) family, but we're as close as they come. If I'm not following my brother's hockey career, my sister's college softball team, or hanging out with the rest of my family, you can be sure to find me out and about enjoying everything Buffalo has to offer!

I currently call North Buffalo home with my wife Jacqueline, but have lived in just about every great neighborhood in the city!

You should know

Sports analysts in another life... Still waiting for ESPN's phone call. All things hockey junkie. Chipotle addict. Movie and binge television watching enthusiast.

fun facts

Favorite beer

Blue Light

In my desk drawer

My pen collection

Hidden talent

Unparalleled car singer

Favorite musician

Kenny Chesney


Ryan McNulty, MBA

my story

I got into the financial services industry simply because I was interested and curious to see how it all worked. I've come to find out there is a huge financial knowledge gap for all generations. I see myself as an intermediary between people and the finance world.

I didn't start out in the financial planning field. My undergraduate degree is in hospitality. Right after undergrad, I moved to Aspen, Colorado. For a year I spent my days working and skiing. I returned to good ol' Buffalo to get my MBA.

Buffalo is amazing because of the culture. When I am out of town and meet someone who is also from my home town the connection is instant. The sense of community is what I appreciate most about this city. We're all on the same team.


You should know

Lover of golf and all things sports. IPA enthusiast. Set out to treat everyone with respect, courtesy and empathy.

fun facts

Favorite Show

The Office

Bucket List Item

Road trip throughout entire US

Best Book


Travel Destination of Choice

Anywhere with a nice golf course


Ray Pavicich, CLU, CFP

my story

Sure, I'm a financial advisor in my day-to-day life. But I'm also a Russian literature fiend, travel junkie, and unintentional beer snob when I'm outside the office. There's always more to learn, and I think working to be successful while still staying true to myself and my interests is something I share with other millennials out there.

There are strategies out there that work for everyone—and by acquainting yourself with all the information and resources available out there, you can figure out the right tools for your particular situation, financial or otherwise.

Even though I've been all over the world (and even lived abroad), I'm thrilled to call Western New York home—especially West Seneca, where I live with my wife Gina and our sons, Ray and Frankie.

You should know

‘90s hip hop aficionado. Accomplished artist and poet in my spare time. Committed to anticipating what can go wrong so I can take advantage of what can go right.

fun facts

Guilty pleasure

BBQ chicken wings

Hidden talent

Sick culinary instincts

Favorite international city

Budapest or Moscow


Fulbright Scholar


Derek Szczupakowski

my story

My life in Buffalo started with a Finance concentration within the bachelors of Business Management program at UB. I was hired during my senior year of college, and I've found my home here at MassMutual New York State. I loved the city so much I never left.

It’s hard to consider your financial future now when you think time is on your side. But, there is no better time than now to get serious about your money. The most rewarding part of my job is knowing that the work that I do makes a dramatic impact on the lives of others.

This career keeps me busy; no two days are ever alike. In my free time I am actively involved with the Alzheimer’s Association here in Buffalo. I am an avid golfer, bowler, and Bills fan. In Western New York those are all seasonal things, so it tends to keep me busy all year round!

I am happy to call Williamsville home with my wife Jackie and our son, Jude who we recently welcomed into the world. Seeing the resurgence in the city, and the pride of my fellow Buffalonians has been an amazing experience. Buffalo is everything I could want from a city and more!

You should know

Find me relaxing after a round of golf with a Vodka Gimlet. Committed to helping people plan for the future they want.

fun facts

Song that never gets old:

In My Life by The Beatles

Can't live without:

My wife and son

Most used emoji:


Favorite book:

The Stand by Stephen King